What Programs Are Available for First-Time Home Buyers in Fort McMurray?

What Programs Are Available for First-Time Home Buyers in Fort McMurray?

March 26, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

A lot of first-time buyers in Fort McMurray ask a version of the same question. 'Are there actually any real programs that can help us buy a home, or is it mostly hype?' It is a fair question. There ...

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Should You Refinance or Switch Your Mortgage in Fort McMurray?

Should You Refinance or Switch Your Mortgage in Fort McMurray?

March 19, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

A lot of homeowners in Fort McMurray hit the same moment. The renewal letter shows up. The rate does not feel great. Life has changed since the last term. And suddenly the question is not just, 'Do I ...

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Down Payment 101 for Fort McMurray Buyers: What You Really Need to Save

Down Payment 101 for Fort McMurray Buyers: What You Really Need to Save

March 18, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

A lot of buyers in Fort McMurray ask the same question at the start. 'Do I really need 20% down to buy a home?' In many cases, no. But that is also where a lot of confusion starts. Some people hear ...

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March 18-2025 - Bank of Canada maintains policy rate at 2.25%

March 18-2025 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in global energ ...

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Purchase Plus Improvements Mortgage in Fort McMurray - How It Works

Purchase Plus Improvements Mortgage in Fort McMurray - How It Works

March 13, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

Some homes have the right layout but the wrong kitchen. Some have a great location, but tired flooring, dated bathrooms, or a basement that needs work before it really feels like home. That is where ...

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Can You Get a Mortgage With a Consumer Proposal in Fort McMurray?

Can You Get a Mortgage With a Consumer Proposal in Fort McMurray?

March 12, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

If you are in a consumer proposal, or you recently finished one, you may be asking a very personal question. Does this mean buying a home is off the table? For many people in Fort McMurray, that ques ...

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Fort McMurray Mortgage Approval for Oil Sands Workers 2026

Fort McMurray Mortgage Approval for Oil Sands Workers 2026

February 18, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

Fort McMurray Mortgage Approval With Non-Standard Income, 2026 Guide If you live and work in Fort McMurray, you have probably seen this, strong income, solid work ethic, and still a frustrating "mayb ...

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How the Bank of Canada’s 2026 Rate Holds Affect Your Mortgage Strategy

How the Bank of Canada’s 2026 Rate Holds Affect Your Mortgage Strategy

February 11, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

If you’ve been waiting to see where mortgage rates are heading in 2026, here’s your update. The Bank of Canada just held its overnight rate steady again in December, keeping it at 2.25%. ...

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FHSA + HBP Guide for Fort McMurray Buyers

FHSA + HBP Guide for Fort McMurray Buyers

January 31, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

If you have ever said, 'We have good income, why does buying still feel so far away?', you are not alone. We talk to Fort McMurray buyers every week who are doing a lot of things right. They pay rent ...

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Jan 28-2026 - Bank of Canada maintains policy rate at 2.25%

Jan 28-2026 - Bank of Canada maintains policy rate at 2.25%

January 28, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is little changed ...

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Barb Pinsent - Fort McMurray Mortgage Broker

Barb Pinsent
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